Do you have a high insurance deductible for your health plan? Are you bogged down with other medical bills? Are you dealing with another financial problem? Don’t be embarrassed to tell your healthcare providers about your situation. They may be able to recommend lower-cost treatment options or even agree to lower fees. In fact, a recent poll found that three out of five people who negotiated with their doctors received discounts. So speak up—it could save you some serious money!